Please refer to the licensing terms for your product(s) below. By purchasing and/or using the named product, you agree to be bound by the terms of this agreement.ALL PRODUCTSThe product is protected by copyright laws and international copyright treaties, as well as other intellectual property laws and treaties. The product is licensed, not sold. You may only transfer your rights to use the product to another user with the express agreement of GRC Database Information. GRC Database Information expressly disclaims any warranty for the product. The product and any related documentation is provided “as is” without warranty of any kind, either expressed or implied, including, without limitation, the implied warranties or merchantability, fitness for a particular purpose or non-infringement. The entire risk arising out of use of performance of the product remains with you. In no event shall GRC Database Information be liable for any damages whatsoever (including, without limitation, damages for loss of business profits, business interruption, loss of business information, or any other pecuniary loss) arising out of the use or inability to use the product, even if GRC Database Information has been advised of the possibility of such damages. This agreement will be governed and construed in accordance with German law and the parties to admit to the non-exclusive jurisdiction of the German courts. Given the nature of our products we do not, in principle, provide refunds once download has occurred. If, under exceptional circumstances, we agree a refund, this will be the product price minus the transaction cost we must pay to our credit card clearing company in order to make the refund. REFERENCE DATAGRC Database Information provides to your company a worldwide, perpetual, irrevocable, royalty-free, non-exclusive license to use, modify and copy the data purchased within your company only. Additionally, your company may distribute this data to its customers within a software application on the condition that under normal use an end-user would not be able to access or export the data provided by GRC Database Information in any form whatsoever. [If you are unsure whether your intended use fits with this condition, please contact us with details of your intended use.] If you have any questions about any these terms and conditions, or about any of our products, please contact us.